Today's Featured Rates
Conforming Loans
up to $417,000

Conforming Loans
30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.408%  0.625%
15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.611%  0.375%
5 Year Adjustable Rate
 Rate  APR  Points
 3.750%  3.268%  0.875%
High Balance Conforming Loans
Conv HB 30 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.575%  0.250%
FHA 30 Year Fixed Rate
 Rate  APR  Points
 3.750%  5.332%  0.000%
FHA 15 Year Fixed Rate
 Rate  APR  Points
 3.250%  4.353%  0.000%
Jumbo Products
30 Year Jumbo Fixed Rate
 Rate  APR  Points
 4.500%  4.567%  0.375%
VA Loans
Federal VA 30 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.238%  0.125%
Federal VA 15 Year Fixed Rate
 Rate  APR  Points
 3.375%  4.034%  0.250%
Federal VA 5 Year Adjustable Rate
 Rate  APR  Points
 3.750%  2.992%  0.125%

Click on APR for important loan information.

Rancho Federal Credit Union Benefits
Still want to have personal assistance?
You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.
Ready to close on your mortgage quickly?
We can get your mortgage approved in minutes, rather than days or weeks!
Free Pre-approvals
We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.
Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Officer is always just a call or e-mail away!

Conventional Products are available nationwide. FHA and VA Products are available in the following states AZ, CA, CO, KS, MI, OH, OK, OR, TX and WA.

Community Mortgage Funding (CMF) is a credit union-owned mortgage company serving the needs of Rancho Federal Credit Union members. The real estate experts at CMF will guide you through the home loan process and deliver the high level of service you expect from your Credit Union.

Working with CMF, your Credit Union can provide you with a customized home loan that suits your needs…and your budget! The loan experts at CMF will walk you through the loan process, select the loan that's right for you, and get your loan approved quickly. Just like your Credit Union, CMF understands the value of service.

Licensing Information